“Med Pay” aka Medical Payment Insurance Coverage
If you get in a car accident, you may be able to get your medical bills covered – even if you are at fault. Most Vermont car insurance policies have Medical Payment (Med Pay) coverage.
If you bought a car insurance policy with Med Pay coverage, or if the car in which you were hurt had Med Pay insurance, Med Pay will pay your medical bills up to a per person limit. There are no co-pays and no deductibles. If you have this insurance, you can and should use it to help pay your medical costs due to injuries from a Vermont car accident.
Vermont law prohibits your car insurance company from raising your rates because you used your medical payment coverage.